Anybody handling their money, asking for loans, or renting a house has to know the difference between a soft and hard credit check. This issue often raises several common questions, like "Do credit checks affect your credit score?" or "How long does a hard inquiry stay on your credit report?" Understanding the principles of these credit checks can enable you to guard your credit and make wise financial choices. To help you with that, today's article will define soft pull credit, hard inquiry, and how each of them influences your credit score. We will also discuss the differences between soft and hard pulls and provide advice on how to guard your credit during hard pulls. Whether you rent, borrow, or simply want information, this article will equip you to negotiate credit checks properl
May 20, 2025
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